The reference is to Page 13 of Appendix D
of the 4150.2
This has been a long standing requirement
for FHA that you take your photos from the diagonals so that you can see all 4
sides.
They are getting really militant about this. I have been written up twice
in the past week because one side or the other was not visible because of
foliage or trucks/RV’s parked in the way. I got one turned back to
me this morning because apparently, they can’t be bothered to look at the
added photos I sent them because I could not show all 4 sides in 2
photos.
PS, also – “no seller discount’
is not definitive enough for the concession line. It has to be ‘none’
Gary C Chase
Certified General Appraiser
Idaho & Washington
903
D Street, Suite 201
Lewiston, ID83501
208-743-8528 fax 208-798-7852
Come visit us at www.LcLand.com
From:Total2000UsersGroup@yahoogroups.com [mailto:Total2000UsersGroup@yahoogroups.com] On Behalf Of Don Lee Sent: Monday, July 20, 2009 12:33
PM To: WTUG Subject: [WinTOTAL Group] FHA
requirement
Haven't done a lot
of FHA's recently but many in past years. Sent in a FHA to TSI. They sent back
message that FHA requires Both Sides of subject be photographed. I sent back
message that it was news to me. They quoted "Please see page D-13 of the
Valuation Protocol and it states "Front and rear at opposite angles to
show all sides of the dwelling"
Did I miss it.
Where do I find "D-13 of the Valuation Protocol"
Haven't done a lot of FHA's recently but many in past years. Sent in a FHA to TSI. They sent back message that FHA requires Both Sides of subject be ...
From 4150.2 Appendix D Subject Photographs . Front and rear at opposite angles to show all sides of the dwelling, . Any improvements with contributory value...
Don, The reference is to Page 13 of Appendix D of the 4150.2 This has been a long standing requirement for FHA that you take your photos from the diagonals so...
This was a problem for me about 3-4 years ago. Underwriters were complaining that two photos were not enough. Now, it's a photo from every corner plus explicit...
Hi Poe, How's life in Da Parish? Haven't seen you posting much until recently. You go on strike or something? Our reports have a lot more photos now too....
Don: Front and rear photos at angles to show both sides has been the rule as long as I can remember and 2 photos were enough. A few years ago some UWs, in my...
I stand Corrected. I guess prior underwriters were also not doing their job. Today is Underwriter day I Guess. Had another one email me wanting the 2008 Taxes...
I always show the past or current year's taxes. If it is new construction, I estimate what the next year's taxes will be. A couple of years ago, I got a call...
You might want consider putting somewhere on your appraisal that RE taxes are an estimate based on _______ (listing, RE agent, public records, seller, owner,...
It is one thing to include the information in a report we are being paid for but what is wrong with the attorneys & banks you refer to. They can contact the...
4150.2 Valuation Protocol Appendix D page 13: Subject Photographs • Front and rear at opposite angles to show all sides of the dwelling, • Any improvements...
If I can't get an angle shot that will show the front and side, I shoot each side of the home. This has been a FHA requirement for as long as I can remember. ...
Here is another FHA question. I have a 1.5 story dwelling that has 3 bedrooms, all in a row with their own doors, that look down to the living room. There are...
This is an excellent discussion! Thanks Group! Scott Wright www.national-renovation.com <http://www.national-renovation.com> ... living ... is ... open, ... ...
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