This was a problem for me about 3-4 years ago. Underwriters were complaining
that two photos were not enough. Now, it's a photo from every corner plus
explicit photos of the sides. I take so many photos now its ridiculous. Running
water, attic, crawlspace, every room... I look back on pre-Katrina reports and
they look so very tiny.
Poe Miles
Da Parish, LA
--- In Total2000UsersGroup@yahoogroups.com, "Gary Chase" <gary@...> wrote:
>
> Don,
>
> The reference is to Page 13 of Appendix D of the 4150.2
>
> This has been a long standing requirement for FHA that you take your photos
> from the diagonals so that you can see all 4 sides.
> They are getting really militant about this. I have been written up twice
> in the past week because one side or the other was not visible because of
> foliage or trucks/RV's parked in the way. I got one turned back to me this
> morning because apparently, they can't be bothered to look at the added
> photos I sent them because I could not show all 4 sides in 2 photos.
>
>
>
> PS, also - "no seller discount' is not definitive enough for the concession
> line. It has to be 'none'
>
>
>
>
>
> Gary C Chase
>
> Certified General Appraiser
>
> Idaho & Washington
>
> 903 D Street, Suite 201
>
> Lewiston, ID 83501
>
> 208-743-8528 fax 208-798-7852
>
> Come visit us at www.LcLand.com
>
>
>
> _____
>
> From: Total2000UsersGroup@yahoogroups.com
> [mailto:Total2000UsersGroup@yahoogroups.com] On Behalf Of Don Lee
> Sent: Monday, July 20, 2009 12:33 PM
> To: WTUG
> Subject: [WinTOTAL Group] FHA requirement
>
>
>
>
>
> Haven't done a lot of FHA's recently but many in past years. Sent in a FHA
> to TSI. They sent back message that FHA requires Both Sides of subject be
> photographed. I sent back message that it was news to me. They quoted
> "Please see page D-13 of the Valuation Protocol and it states "Front and
> rear at opposite angles to show all sides of the dwelling"
>
>
>
> Did I miss it. Where do I find "D-13 of the Valuation Protocol"
>
>
>
> Don M. Lee, IFA
>
> Lee appraisals
>
> Belleville, IL 62223
>
> Ph. 618 397-1082
>
> Fax 618 397-1092
>
> lee@...
>