Greetings Jonathan:

This transaction indicates payment of 5 hours of time from Tom J.
Kennedy's "time currency" account to Jonathan Kennedy's "time
currency" account in exchange for one night's accommodations in
Montreal, Quebec on the night of February 12th, 2002.

Thank you for the hospitality.

Tommy-Usury: Free otherwise known as 'Tom-Joseph: Kennedy'
www.cyberclass.net

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Note: This transaction will be posted as an archived message at my
UNILETS account at this URL:
http://groups.yahoo.com/group/UNILETS-kennedy-tom/messages You and
anyone who wished can view my time transactions. My collateral is my
time, my talents, my skills, as well as any products and/or services
that I am marketing at The Cyberclass Network.

Also note my 'Offers' and 'Wants' at this URL:
http://groups.yahoo.com/group/UNILETS-kennedy-tom

You are invited to create your own UNILETS account at Yahoo to record
your 'time' transactions. Simply call it UNILETS-kennedy-jonathan.

At some future date we will transfer all of our time 'credits'
and 'debits' to a central time bank.

Please share this information about 'usuryfree' time currency with
your friends, business associates and cyberspace contacts. Invite
them to establish their own 'usuryfree' time currency account so that
we can build the largest database in the world of people who are
ready and willing to trade 'usuryfree' time currency instead
of 'usury-bearing' federal dollars.

Think about it!!

Why should we put up our collateral and use their (the bankers')
tokens - otherwise called money - for a FEE, when we can now create
our own 'usuryfree' time currency for FREE? Our 'usuryfree' time
currency is backed by own our collateral and we can keep our own
banking records so we no longer need to pay 'usury' and banking fees
to banks in this 21st Century.

You are invited to read more about 'usuryfree' economics at The
barter/LETS Cyberclassroom at this URL:
www.cyberclass.net/bartable.htm

Enjoy this day!
Tommy-Usury: Free