I've been a lurker up until now. <QuickIntro> I'm a 25 year old Independent C# developer out of Sacramento, CA. While working at my previous employer, an...
I say spend the $295. I mean, do you really want to write your own accounting software? If you did, I'm pretty sure it would "cost" you more than $295 of your...
I totally agree with you Dave. On the other hand if you had a client that would ask you to write an application such as Quickbook then I would recommend you to...
... Hash: RIPEMD160 Yama, Be prepared for a bit of a shock. The U.S. tax system is structured to hide the actual tax rate from you - your employer pays taxes...
The nuts and bolt going independent is being able to charge clients $75.00 or more... Otherwise it isn't worth... That's approx. ($75.00/hours)*(40 ...
... The big assumption you are making is that you can maintain that level of billable hours going independent. Which you might if you get a long term, secured...
Brian is 100% correct. You have to discipline yourself to pay your Quarterly Federal taxes (with is pretty simple with EFTPS.gov), your state taxes, and ...
There's no way we can tell you that. That's something you'll have to forecast (or talk to your accountant about). It depends on how much money you make, what...
... I looked at that page and I'm not sure you'll be able to do what you want. Regarding the copies of QuickBooks software you get with a membership, it says:...
Hello, Since I just came out of lurk mode, I'd better introduce myself :-) My name is Evan Lenz, and I'm venturing out into the world of independent ...
I have found Janet Ruhl's "Answers for Computer Contractors" to be an indispensable resource. Anyone else have favorite books that have helped them get their...
Hello Evan and the Going_Indpendent group, I think this would be a good opurtunity to introduce my self also. My name is Noam. I just started my own misv,...
Have you guys tried www.techinsurance.com <http://www.techinsurance.com> ? No stake in it for me, just happy to refer. If you're a corp., the Personal ...
I need Professional Liability Insurance( not personal ) for my California Corp. I believe this is "errors and omissions" coverage but I could be wrong. I...
May I ask what you paid for Prof Liablity Ins with Errors and Ommissions and what company. I got a quote for about $3000 here in California. Thanks, Paul...
just fyi... one thing i used to do (when I did consulting) was put a clause in my contract that they could not sue for more than what has been paid to me. ...
Hi, Well, it looks like this Agency doesn't require Professional Liability Insurance and will relent to General Liability Package. I have an Ins Agent in LA ,...
Does anyone here use Health Savings Plans (HSAs)? I am considering setting one up as right now my wife and I have what qualifies under the guidelines as a...
This is a great pre-tax plan, the only down side is when December comes and you haven't used all your funds. HSA is a use it or lose it plan. The down side is...
You are thinking of the flex spending accounts, HSAs are something pretty new that work a little differently. (You dont lose the money at the end of the year)...
Yep, I was confusing a FSA with HSA. -=- Scott ... -- -- -- Scott Cate -- ASPInsiders.com Member -- ASP.NET MVP ( http://scottcate.url123.com/MVP2005 ) --...
... James, is it available only to those paying their own insurance? My wife's company will pay 95% of the premiums for a HDHP, but significantly less than...
As far as I know the only requirement is a HDHP plan, alot of times employers will help contribute to the plan if you are on a HDHP plan. From what I know you...
<rant> Gosh, I sure do love writing a check out the state of AZ every quarter (*rolls eyes*). Better yet, paying unemployment to the DES for myself! Don't you...