Does anyone here use Health Savings Plans (HSAs)? I am considering setting one up as right now my wife and I have what qualifies under the guidelines as a...
This is a great pre-tax plan, the only down side is when December comes and you haven't used all your funds. HSA is a use it or lose it plan. The down side is...
You are thinking of the flex spending accounts, HSAs are something pretty new that work a little differently. (You dont lose the money at the end of the year)...
Yep, I was confusing a FSA with HSA. -=- Scott ... -- -- -- Scott Cate -- ASPInsiders.com Member -- ASP.NET MVP ( http://scottcate.url123.com/MVP2005 ) --...
... James, is it available only to those paying their own insurance? My wife's company will pay 95% of the premiums for a HDHP, but significantly less than...
As far as I know the only requirement is a HDHP plan, alot of times employers will help contribute to the plan if you are on a HDHP plan. From what I know you...
<rant> Gosh, I sure do love writing a check out the state of AZ every quarter (*rolls eyes*). Better yet, paying unemployment to the DES for myself! Don't you...
Why do I have to pay taxes? :-) I'll assume you are asking about unemployment taxes. I have an S-Corp and I pay myself a salary. In order to do that, I have to...
Well, if you were in WA state, you'd have the pleasure of paying a flat percentage of your gross income to the state...our lovely Business and Occupations tax....
Up front let me say that different people have different circumstances. I take my advice from my accountant and I'm being vague on purpose, but there is a...
Wow, that's harsh! ... From: going_independent@yahoogroups.com [mailto:going_independent@yahoogroups.com] On Behalf Of Mike Gunderloy Sent: Friday, July 29,...
Hi Guys, My name is Rajeev Gopal and my employer has offered me a not so bad rate for going 1099 with them. Initially I was very excited to get going on my ...
... Hash: RIPEMD160 Rajeev, State laws can vary wildly, so you should check on your own state's requirements yourself. Perhaps you will be required to pay...
Hi, I am also one of those guys caught up into the system of doing 1099 in California. I just began performing 1099 services since 01.2005 for the first time...
... Hash: RIPEMD160 Yamazed, ... The only difference here is whether or not you establish a corporation for yourself. In most cases, the tax benefits are not...
Thanks Brian, This was a great discussion. I did consult a CPA and he advised me to get going! So, I would have a final discussion with my Home Affairs...
What is this liability insurrance I have been hearing about? Something like a million bucks in liability in case thinks go wrong? How to apply for it and how...
Rajeev, here is a good article describing some of the differences between an S-corp and an LLC: http://www.quicken.com/cms/viewers/article/small_business/42863...
My State Farm agent (who I have home and auto insurance through) was able to give me a quote on general business liability insurance that seemed very...
... I don't have liability insurance nor know the price of said coverage. I only work with a couple of clients, and they don't require said insurance. May be...
I purchased 1 million in liability for my S-Corp from techinsurance.com. It is ~$500 per year. Depending on what kind of work you do it can cost more than...
... I talked to my old boss who is going to law school about this insurance when I went independent. He says "you can get 1 million bucks worth for next to...
That was with my local State Farm representative. It may have been cheaper for me because I have my home and auto insured with them as well. But, $720 is...
Hi, Things have been quiet here ... It must mean everyone is busy. I thought I would tell my story as it is pertinent to those of us who write code for a...
Wow, interesting story, thanks for sharing. I've come close to not getting paid a couple of times, but in the end I've always been paid. Good luck! -Michael...
Yeah, The worst part of this is that the Liability Ins is NOT protecting me and the emotional cost. You have to put specific wording in the contract about...
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