Everyone wants to make money. I tried to raise financing via the Internet - and
managed to escape unscathed with no financial loss. But many are not as lucky.

I wish to share my experiences with Internet fraud as detailed in my book "The
Internet Financing Illusion" so that others can easily identify the tactics and
remain scam-proof in cyberspace.

In my diary of global scams I detail my experiences with a variety of men and
woman who purported to be from Sierra Leone, Benin, the Congo and London.

The biggest scam of all came from Anamika Biswas from Calcutta, India.

The book can be ordered from Amazon, Barnes & Noble or from local independent
bookstores.

Please visit my website at www.pancolit.com for additional information or you
can ask questions at pancolit@...

Everyone wants to make money. I tried to raise financing via the Internet - and
managed to escape unscathed with no financial loss. But many are not as lucky.

I wish to share my experiences with Internet fraud as detailed in my book "The
Internet Financing Illusion" so that others can easily identify the tactics and
remain scam-proof in cyberspace.

In my diary of global scams I detail my experiences with a variety of men and
woman who purported to be from Sierra Leone, Benin, the Congo and London.

The biggest scam of all came from Anamika Biswas from Calcutta, India.

The book can be ordered from Amazon, Barnes & Noble or from local independent
bookstores.

Please visit my website at www.pancolit.com for additional information or you
can ask questions at pancolit@...

You are invited to join my social network, check my friends list here:
http://scottre.zoomshare.com/files/myphoto.htm

Today I listed my diamond engagement ring on craigslist and was pretty clear
"pick
only/cash only."  This evening I received # separate emails from different
people saying
they were interested.  One potential buyer send me an email first asking if the
ring was
still available with one full name.  Shortly after I replied yes, I received
another email from
him with another name this is what the email said:

"Good to read from you and i believe we can continue on this
transaction because i don't like to beat around the bush and am not
here for games, I am buying this item for my spouse located USA  and i
will be responsible for the shipping and handling cost, All you have
to do now is to send me a money request via paypal as for me to
confirm if your account is still active or not or you get back to me
with your paypal registered email account as for me to remit the
payment. Please get back to me as soon as possible if you are  still
interested to further  with this transaction.and i will like if you
can ship the item through USPS Global International Express Mail
(EMS).... I will be looking forward to read from you. I will also like
to know the condition of the item
Regards."

I emailed him back and told him I didn't have a paypal account/email.  I also
told him I'd
rather face-to-face transactions but that I would do a little research on
paypal. I really
didn't have much luck there so I googled others responses to transactions like
this and
was quite surprised.  I don't know where this buyer is located.  There is a
totally different
name on the first email.  And, although I'd like to trust this person I'm
skeptical.  So, I
simply told them it was late and I'd get back to them tomorrow.  Can anyone
recognize
this type of email and why would you want to purchase a used ring without even
viewing it
first or knowing any details about the ring?  I just find this odd/unusual.  I'm
new at selling
things on craigslist and have only sold one item successfully.  That transaction
was done
by email then phone then face-to-face.  This just seems odd.

Any thoughts on this? Has anyone experienced anything similar? I'd love to know.

I purchased a ring for 344.00 on 1/21 - they took the money out of my
debit card and now they can't find the order and refuse to refund my
money.  Hope you all don't get caught up with this company.

I posted on the web but some is trying to scame me. please take my
email off the post.just case any dont belive m i am 17 and pregnant i
can send the ultrasound pic . its a girl i found on the 23
Ashlee

darnel_eiswerth@...
also goes by
sb262626@...

This person has hacked into my email account, downloaded my address
books and sent them X-Rated pics stating they are of me.  This list
went out to:  family, friends, clients, employees, students.

Then went into my MSN account manager and changed my password,
security questions and secondary email.

This person sends an email asking if you have a paypal account and he
will send you money.

Look out.

Michael William Johnson is a Con artists make money through deception.
He lies, cheats and fool people into thinking he has happened onto a
great deal or some easy money, when they're the ones who'll be making
money.

He has a total lack of conscience.

A con artist is an expert at looking however he needs to look.

But the term con artist is short for confidence artist --they gain
your confidence just long enough to get their hands on your money.
They can be very charming and persuasive. A good con artist can even
make you believe he is really an old friend you haven't seen in years.

Watch out or his scams relating to the auto industry.

http://www.ripoffreport.com/reports/0/342/RipOff0342597.htm

Here are all that guy's messages to me:




1.  "Went through your story and will want to make a donation of $1000
to you,just hoping that your story is true and sincere.Send me your
full name,address and phone number and a check will be mailed out to you"







2. "I will send you an email as soon as i send it out.I am going to
send it out via ups"




3.  "I have already instructed a check to be drawn in your name
already and will overnight it tonight and you will get it by tommorow"



4.  "I am from Pompano beach Florida,but presently on vacation in
UK.Because i my companyis also here in the UK."



5.  "You worry too much,I head a committe in the St. Thomas
University.My committe reach out to the poor and victims of disaster
and i included your name among those who my committe is making
donation too,the check is drawn from an American bank.I live in the US
and travel between the US and UK.So you have nothing to worry about.If
you have a good relation with your bank you can have funds same day,as
this check wont come back for anything"




6.  "I head  a committee in St. Thomas University,We make donation to
the poor,orphans,church and victims of Natural disaster.I included
your name among those to be donated to and a check of $4950 was mailed
out to your address,the check has been delivered to MET CUST BOY by
UPS.I really hope you will also be willing to help others in need in
the future.However i will greatly appreciate it if you follow my
instructions,I want the remaining portion of this money donated to a
church in  Georgia that i have promise to donate some money to.
You are only to deduct $1,000 and send the balance to the church we
are also making a donation to.Please send  $3,950 via western union
money transfer to the church's account officer.Please be honest and
sincere enough to do this as soon as possible.Below is the church
account officer's name.

Receivers name: SHIRL BAGLEY
Address: 2051 Stephens Center Drive, Duluth, GA 30096

As  soon as you make the transfer i need you to send me the following
information below.
Senders name:
Address:
Western union money transfer control number(MTCN):
Test question if Any
Note:You are to take cash of $3,950 to the nearest western union agent
close to you and send it to the above name.
Here is the ups delivery.


Your Tracking Information
Status:  DELIVERED
Last Scan:  9/16/2008 7:42:00 AM DELIVERED SAN ANTONIO, TX US
	 SAN ANTONIO, TX US
Delivered To:  SAN ANTONIO, TX US
Delivery Date:  Tuesday, September 16, 2008
Delivery Time:  7:42:00 AM
Delivery Location:  MET CUST BOY
Carrier:  UPS
Service:  NEXT DAY AIR EARLY AM
UPS Tracking Number:  1Z94W7751597587873
Scan History:

9/16/2008 7:42:00 AM DELIVERED SAN ANTONIO, TX US
9/16/2008 6:28:00 AM OUT FOR DELIVERY SAN ANTONIO, TX US
9/16/2008 6:28:00 AM ARRIVAL SCAN SAN ANTONIO, TX US
9/16/2008 6:23:00 AM DEPARTURE SCAN SAN ANTONIO, TX US
9/16/2008 6:20:00 AM LOCATION SCAN SAN ANTONIO, TX US
9/16/2008 5:54:00 AM UNLOAD SCAN SAN ANTONIO, TX US
9/16/2008 5:51:00 AM ARRIVAL SCAN SAN ANTONIO, TX US
9/16/2008 4:33:00 AM DEPARTURE SCAN LOUISVILLE, KY US
9/16/2008 2:25:00 AM LOCATION SCAN LOUISVILLE, KY US
9/16/2008 2:09:00 AM UNLOAD SCAN LOUISVILLE, KY US
9/16/2008 1:13:00 AM ARRIVAL SCAN LOUISVILLE, KY US
9/15/2008 11:05:00 PM DEPARTURE SCAN CINCINNATI, OH US
9/15/2008 10:10:00 PM LOCATION SCAN CINCINNATI, OH US
9/15/2008 6:42:00 PM PICKUP SCAN CINCINNATI, OH US
9/15/2008 3:09:00 PM BILLING INFORMATION RECEIVED  US"







I may be dumb....but i am not stupid.    Knew it was a scam cuz the
amount of the check was for same amount that I had recieved on a
previous "check" that was part of the much in use "mystery shopper" scam.

Never mind......got sent a check for almost $5,000 and guy said for me
to forward the money western union to a "church" in Georgia.



Got so disgusted when I saw that check and realizing it was a scam I
broke down crying cuz all I need is $600 help to get a new air
conditioner cuz with my medical condition i need to keep cool or risk
flaring up my condition and going to the hospital which I cant afford
to do and here in Texas these long summers are unbearably hot and try
sleeping in boiling hot stuffy waether with windows open and a box fan
going.   With all that heat, all the box fan does is blow the heat
from outside to inside the room.



I guess there are no more honest people in the world anymore.

I put up a posting on begslist and I recived and e-mail form a guy who
did give me his full name and where he works and checked out the site
and the place does have a website.


The guy says he lives in Pompano Beach, FLorida and the company he
owns is based in the UK but does business here in the States and heads
a committee that helps victims of disasters and people who need a
helping hand financially and I am supposed to recieve a donation check
from him tomorrow and was wondering....since I dont have a an actual
bank account, just a reloadable card that is issued out from a bank in
McAllen, Texas(I live here in San Antonio, Texas and got the card from
my local HEB grocery store).......I need help with $800 dollars and he
is going to send me a donation check from the committee he heads up
for $1000 and I dont have to send the overage to anyone and he said
that the check will clear with no problem and wont come back as
counterfeit or have any problems but what I was thinking of doing is
depositing the check onto my debit card but move it to the savings
part of my card and not into the checking part and let it sit there in
my savings for the 10 days it will take for the bank to see if it
comes back as counterfeit.


If when I check and if the bank says it cleared and the check on the
check came back okay and seems to be liegitimate and if hte bank says
it is okay for me to use the money......will I be free and clear to
use the money if the person at the bank I talk to says the check
passed the counterfeit check and came back as okay?

Dear Brethren,

  We are an independent financial arms of OLLYRAY GOSPEL MINISTRIES
INC.
  This arm was founded with motives of producing wealthy and financial
Independent Christians, to create and advance entrepreneurial spirit
in Christianity and every soul. Transforming lives from poor to rich
for the glory of God.
  To save Christian and people from doldrums of poverty and to
increase work of God throughout the universe. Upon this vision, this
financial company was created to help and assist the needy.
  Do you want to start your own church? Do you need financial
uplifting? Do you want to start own business with wide vision? Are
you troubled or financially lay down? You can build your own dream,
become self employ and own your personal business -become an
entrepreneur. You make a solid wish and we will help your dream in
this trouble time.
  Need advise, loan or help on how you can be self reliance.
  Do not hesitate to contact us for further inquiry as we are ready to
help you achieve your goal in life as we have helped many.
  I await your response as we are ready to give you helping hand.
  To God be the glory,
  Henry Clos (JP)
  God bless you (Amen) .
  Please do contact us at : henryfinassist@... or
henryclos@...
N.B
YOU MUST BE AWARE THAT THERE IS NO UP-FRONT FEE OF ANY KIND INVOLVE
IN OUR SERVICES AND SO YOU MUST NOT PAY TO GET A LOAN.

and the latest one:

Good Day ,

I want you to no that i can help you that the loan with a good faith,
and do not worry.We issue out both short and long terms loan in
different categories, such as: Company loan, Public investors loan,
Private investors loan, Business firms loan,are you need to do is to
fill the below application form and tell me much you need as a loan,
We give out loan with a low Interest rate of 3%. Interested
individual with interest should

  IN THIS OPTION LET ME KNOW THE TYPE OF LOAN YOU NEEDED
(1) Personal Loans (Secure and Unsecured)
(2)Business Loans (Secure and Unsecured)
(3) Consolidation Loan and many more.

We are certified, trustworthy, reliable, efficient, Fast and dynamic.
A
trial will convince you... ..

  LOAN APPLICATION FORM
Name of Applicant:
Country:
Nationality:
City:
State:
Zip/Code:
Phone:
Fax:
Date of Birth:
Gender:
Marital Status:
Occupation:
Monthly Income:
Amount Required:

Get back to me us so that I can proceed with you.
I am sure you are okay with our services.

  Thank's And God Bless You.
  MrJefferson Eji
Sr.Director
Jefferson Eji  ;s Loan Investment Funds Plc (SLI)
------------------------------ ----------
NOTE:This Company have been Offering Loan since 1985 and till date we
still remain the best financial Loan Funds in Nigeria and Africa in
Genaral.We are one of the Legimate and Legally Approved Loan
Fundation in UK and Africa in Genaral.Transaction any Transaction
with us is the best thing that will ever happen to you.We offer Loan
Under Trust............. Understanding...............Cooperation
We Are Nothing But A Pencil In
  The Hands Of Our Creator !!!

willing to give you a helping handSaturday, August 2, 2008 5:06 PM
From: "Sam Edward" <donationtime2001@...>Add sender to Contacts
To: kitt416@... are you and your  family? Sam Edward is my
name and i am a  full
business man .I am located at FLORIDA. I come across your  profile
when i was
searching  for people  who are in need of help  cos  for every month
in a year i
love to help the poor people seeking  for help.I am willing to offer
you a helping
hand  by  giving you the sum of $650 for you to be able to cater
foryour
needs.How i wish i can donate the money to  you via Pay pal  but i
don't like
disclosing mypersonal information on the internet  cos of security
reason.So i
would be offering  you the sum of $650 via a Cashier Check .So get
back to me
with your name andaddress and cell number to send the payment to you
on time
  and  in  a week time the  check can be sent out  to you so I need
this information
from you in order for the check to be delivered to your door step as
below:
Full Name :
Full Home address
Phone Number(both land phone  and cell phone numbers)
So get back to me soon with the information so that the check can be
send  out
to you on time.thanks
and have a nice day !!!!!!!!!!!!!
N:B -Please if you know of anyone who  is in need of help and  he or
she w ant a
helping hand  you please asked the person to get back to me  via
email which is
donationtime2001@... for  further discussion.
thanks and have a lovely day!!!!!!!!
And i would expecting to hear from you

dear sir,

I understand now this is a scam...I've read all the scam warnings
about where one person gets the check and has to send it thru western
union...so NO THANSKS...You may think this is just a good way to
swindle poor people in need but I think your a real "piece of crap'
for even 'thinking ' of thrying to hurt people in need..  Dont you
get it??? I am in REAL need...I DON"T need scamed on top of having
cancer too...YOU SHOULD BE ASHAMED OF YOURSELF...STOP DOING THIS TO
POOR SICK UNFORTURNTATE PEOPLE ...FOR GOD"S SAKE GET A HEART>>SOMEDAY
YOU MAY NEED HELP.  just so you will know ..i actually had a spark of
hope when i heard from you...so much for hope...I give up...sucide
may be the best hope i have with people like YOU out there.but if I
do i willl leave  a note giving you credit for it.
elaine

--- On Sun, 8/3/08, Sam Edward <donationtime2001@...> wrote:

> From: Sam Edward <donationtime2001@...>
> Subject: get back to me now
> To: kitt416@...
> Date: Sunday, August 3, 2008, 10:39 AM
> Thanks for getting back to me, and i really apreicate your
> understanding too .I want you to know that i am located at
> floridabut right now i am not around cos i am far away at
> Norway for a business seminar trip.  and  morever  i want
> you to know that i am a good  man and  also a man of my
> words. I have helped so many people  to achieve their
> aims and  goals  in becoming a special person too.I also
> have my name and dignity  to protect . Have this in mind
> that before the check  would be send to you  it  as
> already been verify by me before sending it to u for easy
> cashing without problem please the check that would be
> issued out to you by my personal assistant is of $3850 in
> which you will deduct your $650 and send the remaining funds
> to 2 other people who are in need of this money for a
> surgery transplant operation.And you are to send the
> remaining money thru western union money transfer to the
> people .So iw ant to know if you will be able
>  to take care of this for me . let me have the name and
> address and cell number you gave me again so the check can
> be delivered to you as soon
> as possible .
> thanks and have a nice day!!!!!!!!!!!!!!!!!!!!
> sam

SCAM EMAIL - Dear Esteemed Winner--You Have Been Awarded!!!

Bogus email sent from info@... / claims_department052@...

Dear Esteemed Winner,

This is to inform you that you have Awarded the sum of 250,000.00 (Great
Britain Pounds Sterling) on the western union promotion award.To Claim
your
award prize, you are to contact our WESTERN UNION CUSTOMERS RELATION
DEPARTMENT
through our agent contact address below.You are also advised to
provide him
with the under listed information's below for prompt verification
through our
payroll office.
   This is your winning pin number XZB120964MW. You are advised to keep
your
winning pin number safe from public notice to avoid double claim of
prize as
this can lead to disqualification of paying you your prize money.
CONTACT THE CLAIMS AGENT:DENIS JULIUS
Email:claims_department052@...
1. Names in full........
2. Address...... ......
3. Occupation..............
4. Age............
5. Country..... ...
6. Telephone Number.........
7. Short comment on our services... .......
8. Fax > [optional]...........
9. Email address..... .......

Sincerely,
MR.DAVID FALATO
Western Union Money Team.

Scam email from: bobjohnpeet6 <bobjohnpeet6@...> /
glccb@...

Dear Friend,

I have deposited your BANK DRAFT of (USD$1.2million) with GRAYLINK
EXPRESS
COURIER COMPANY, because i am out of country for a 6 Months Course.

I have paid for insurance charges and others the Only money you will
send to the Graylink Company to deliver your DRAFT direct to your
Address is $98 US being the Security charges.I would have paid that
but
they said no because they don't know when you will contact them and in
case of demur-rage,contact them now with this email(
glccb@... )

make sure that you reconfirm your Full name,address,telephone number
and a copy of your photograph,To avoid any mistake on the Delivery,

Yours Faithfully,
Dr BOB JOHN PEETE.

Scam Email from: zaohang@... / barrlizhangg@...

I am  Li Zhang ,Attorney at law. A deceased client of mine, that
shares
the same last name as yours,  who died as the result of a heart-
related
conditionin March 12th 2005. His heart condition was due to the death
of all the members of his family in the tsunami disaster on the 26th
December 2004 in Sumatra Indonesia
http://en.wikipedia.org/wiki/2004_Indian_Ocean_earthquake

I have contacted you to assist in distributing the money left behind
by
my client before it is confiscated or declared unserviceable by the
  bank
where this deposit valued at Eighteen million dollars
is (US$18million dollars) lodged. This bank has issued me a notice
to contact the next of kin, or the account will be confiscated.

My proposition to you is to seek your consent to present you as the
next-of-kin and beneficiary of my named client, since you have the
same last name, so that the proceeds of this account can be paid
to you.Then we can share the amount on a mutually agreed-upon
percentage. All legal documents to back up your claim as my
client's next-of-kin will be provided. All I require is your honest
cooperation to enable us see this transaction through.

This will be executed under a legitimate arrangement that will protect
you from many breach of the law.  If this business proposition offends
your moral values, do accept my apology. I must use this opportunity
to implore you to exercise the utmost indulgence to keep this matter
extraordinary confidential,whatever your decision, while I await your
prompt response. Please contact me at once to indicate your interest.
I will like you to acknowledge the receipt of this e-mail as soon as
possible via my private EMAIL :(barrlizhangg@...) and
treat with absolute confidentiality andsincerity. I look forward to
  your
quick reply.

Best regards,
Li Zhang
Attorney at Law

Scam email received from: winninersclaims_vanpuller_dept01@...

Dear Winner
This is to inform you that you have been selected for a cash prize of
£300,000.00 ( Pounds) held on 10th,November,2007 in London
Uk. The selection process was carried out through random selection in
our computerized email selection system(ess) from a database of over
250,000 email addresses drawn from which you were selected.
processing of your prize you are to contact our fiduciary claims
more infomation as regards the procedures to claim your prize.
fudiciary agent:
LUCKY NO:16-22-28-30-33-35-(37) bonus no 37.
WINNER REFNO:UK/9420X/05
BATCH NO:074/05/ZY369
Mrs Kate Woods
Email:winninersclaims_vanpuller_dept01@...
Congratulations from all the staff here in Uk.
(Zonal Coordinator)

Scam email received from: thoma_solomon01@...

Dearest Friend, Compliment of the day to you How are you doing? Hope
you have not forgotten me, I am Mr. Martins Johnson, the man from
Nigeria who contacted you some time ago to assist me secure the
release of some money accrued from the over invoicing of a
contract/inheritance that was awarded by my government some time ago
during the military regime. Though you were not able to assist me
conclude the transaction, I'm Happy to inform you about my success in
getting those funds transferred under the assistance and cooperation
of a new partner from Brazil. Presently I'm in London-United Kingdom
for investment projects with my own Share of the total sum. Meanwhile,
I didn't forget your past efforts and attempts to assist me In
transferring those funds, I made sure you are not left out the Benefit
of the transaction hence I kept aside for you sum of Five Hundred
Thousand United States Dollars. (US$500,000.00) Draft. My new partner
and I agreed to compensate you with that amount for all you're past
efforts and attempt to assist me in this matter. I Appreciated your
efforts at that time very much, so feel free and get in touch With my
secretary Mr. Thomas Solomon and instruct him on how to send the Bank
draft to you. Please do let me know immediately you receive the Draft
so that we can Share the joy together after all the suffer ness at
that time. In the Moment, I'm very busy here because of the investment
projects which me And my partner are having at hand, finally, remember
that I had left Instruction to my secretary so as soon as you contact
him, he will send the Draft to you, so feel free to get in touch with
MY SECRETARY NOW with the following informations for him to give you
instructions on how to have the bank draft delivered to you: 1. FULL
NAME 2. MAILING ADDRESS 3. MOBILE PHONE NUMBERS. Below is the contact
of my secretary: Mr. Thomas Solomon. E-mail:
thoma_solomon01@... Best Regards, Mr. Martins Johnson.

Scam Email from: david james <davjam3@...>

Hello There,
I am Mr David James, I reside at United States of America in Newyork
city but presently in United Kingdom . I have a lovely wife  and also
a kid.
I got married to my wife late 1980's. My wife reside in Australia. I
decided moved to live with her there. We planned to go a vacation in a
hotel in Sydney
I, my wife and my only daughter were flown to the hospital after a
one-car accident Saturday afternoon in Australia
We were in a car that was traveling east on Moppa Road the entrance to
the Radisson Plaza Hotel on Route 209 in  Sydney. For an unknown
reason, the car veered off the road, went up a slight embankment,
struck a utility pole and rolled over before coming to rest on its
wheels in the parking lot of the mall.
The accident disrupted electrical power in the area near the crash
scene. We also collided with a truck near a gas filling station. Fire
struck, and all the cars in neigbourhood got struck with fire outbreak
Many innocent victims were wounded and some died.
I was trapped in the car and was extricated by a West Coast Fire
Company. My daughter was thrown from the car and landed to the rear
and partially under the car.
My wife tried to escape from the car, but she was badly burnt beyond
reconginition.  It was a painful day and heavy night for me.  My
daughter is also badly burnt. I had a complete body stroke because of
shock of losing my wife, and I have  no friends and family to take
care of me and my kid. I was lonely missing my wife almost everyday.
My daughter is still presently in hospital half burnt in Sacred Hearth
Hospital
Benin Republic . I dont have any means in sending money to her. I
live with cats, dogs and house mices and with only with Internet fixed
computer.
I just decided to view surf the webisite and I came accross your
email, and I decided to send you some money order , so you  could help
  me send some money to my kid in Benin. I planned to send the
fund by sending you a money order check or cashier check. My kid needs
some amount  for the surgery. I am willing to send 5,000$ Money Order
to your House Mailing Address You can have 1,000$ from the money after
the funds has been withdraw. And kindly send the 4,000$ to my kid. I
am really trusting you from the depth of my heart. I should have send
the money myself from the western union, but I'm always fixed to my
wheel chair with aching back and neck.

Scam email from: kewell smith <kewell5000@...>

Hello

    Am Kewell Terry ,and i am from a company that help organsation
named Akerland Concept limited and will help worldwide, will special
on  heping some people that is in needed and will are also helping
them by paying some of amount into there account